Sale at public auction will be on April 29, 2021, at or about 10:00 AM, local time, at north door of the Coffee County Justice Center, 300 Hillsboro Blvd, Manchester, TN 37355, pursuant to the Deed of Trust executed by Timothy Cottle and wife Patsy L. Cottle, to Bankers Title Company, as Trustee for BankAmerica Housing Services, A Division of Bank of America, FSB dated March 10, 1998, and recorded in Book T418, Page 546, in the Register's Office for Coffee County, Tennessee ("Deed of Trust"), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Coffee County Register's Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable. Party entitled to enforce the debt: U.S. Bank National Association, as Indenture Trustee for Towd Point Mortgage Trust Asset-Backed Securities, Series 2019-MH1 Other interested parties: Lakewood Park Trustees The hereinafter described real property located in Coffee County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record: Legal Description: Lots Sixteen (16) and Seventeen (17), Block Forty-Four (44), Section Fourteen (14), of Lakewood Park, an addition of Coffee County, Tennessee, the plat of said land appearing on record in Plat Cabinet 177B in the Register`s Office in Coffee County, Tennessee, subject to easements, covenants, reservations, and restrictions of record. Being the same property conveyed to Timothy Cottle by deed of record in Deed Book 262, Page 104, Register`s Office of Coffee County, Tennessee. Together with that certain 1998 Sunshine Homes, Inc. 80x16 BW5 mobile home with VIN No.: ALS04994 The last deed of record is a Quitclaim Deed recorded 9/19/2012 in BK W350, PG 871 as Instrument No. 12006086. Street Address: The street address of the property is believed to be 392 Lakewood Drive, Beechgrove, TN 37018, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control. Map/Parcel Number: 010P F 033.00 and 010P F 034.00 Current owner(s) of Record: Timothy Michael Cottle This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale. THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. Title to the manufactured home may be transferred by Bill of Sale or Certificate of Title, as the case may require. The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Padgett Law Group, Substitute Trustee 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312 (850) 422-2520 (telephone) (850) 422-2567 (facsimile) PLG# 21-001112-2