WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 23, 2018, executed by MELISSA DRENNON, conveying certain real property therein described to HUGH M. QUEENER, as Trustee, as same appears of record in the Register's Office of Franklin County, Tennessee recorded November 1, 2018, in Deed Book T1270, Page 227 ; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PennyMac Loan Services, LLC who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Franklin County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on August 27, 2019 at 1:00 PM at the South Door of the Franklin County Courthouse, 1 South Jefferson Street, Winchester, TN 37398, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Franklin County, Tennessee, to wit:LAND LYING AND BEING IN THE FIRST CIVIL DISTRICT OF FRANKLIN COUNTY, TENNESSEE, AND BY SURVEY OF JAMES HENRY HAWKINS, MADE ON SEPTEMBER 16, 1978, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A STAKE AT THE INTERSECTION OF MYERS ROAD NO. 1 AND LITTLE KNOLL ROAD; THENCE RUNNING ALONG THE SOUTHERLY EDGE OF MYERS ROAD NO. 1 SOUTH 86 DEGREES 30 MINUTES WEST 100 FEET TO A STAKE; THENCE SOUTH 3 DEGREES 30 MINUTES EAST 200 FEET TO A STAKE; THENCE NORTH 86 DEGREES 30 MINUTES EAST 100 FEET TO A STAKE IN THE WESTERLY EDGE OF LITTLE KNOLL ROAD; THENCE NORTH 3 DEGREES 30 MINUTES WEST 200 FEET ALONG THE WESTERLY EDGE OF SAID ROAD TO A STAKE WHICH IS THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO JERRY MILLER AND WIFE, HERMENIA MILLER BY DEED FROM KARL FRANKLIN SMITH AND WIFE, DOTTIE LOU SMITH; AND EUGENE SEATON AND WIFE, VICKIE SUE SEATON, DATED SEPTEMBER 22, 1978, RECORDED SEPTEMBER 27, 1978, OF RECORD IN DEED BOOK 177, PAGE 171, REGISTER`S OFFICE FOR FRANKLIN COUNTY, TENNESSEE. THE SAID JERRY LEWIS MILLER HAVING SINCE DIED ON SEPTEMBER 5, 2004. FURTHER BEING THE SAME PROPERTY CONVEYED TO MELODY MILLER BY QUITCLAIM DEED FROM HERMENIA MILLER, DATED AUGUST 4, 2009, RECORDED AUGUST 4, 2009, OF RECORD IN BOOK D367, PAGE 73, REGISTER`S OFFICE FOR FRANKLIN COUNTY, TENNESSEE. FURTHER BEING THE SAME PROPERTY CONVEYED TO ROBERT TAYLOR BY QUITCLAIM DEED FROM MELODY MILLER, DATED JULY 19, 2012, RECORDED JULY 19, 2012, OF RECORD IN BOOK D385, PAGE 716, REGISTER`S OFFICE FOR FRANKLIN COUNTY, TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO MELISSA ELIZABETH DRENNON BY DEED FROM ROBERT TAYLOR, DATED OCTOBER 23, 2018, RECORDED 11-1-2018 , OF RECORD IN BOOK D432 PAGE 3/F3, REGISTER`S OFFICE FOR FRANKLIN COUNTY, TENNESSEE. MELISSA DRENNON IS ALSO KNOWN AS MELISSA ELIZABETH DRENNON AND MELISSA E. DRENNON. SUBJECT TO ALL EASEMENTS, RESTRICTIVE COVENANTS AND CONDITIONS, AND OTHER MATTERS OF RECORD, INCLUDING ALL ITEMS SET OUT ON ANY APPLICABLE PLAT OF RECORD.Parcel ID: 055IC00702000782PROPERTY ADDRESS: The street address of the property is believed to be 159 MYERS RD, WINCHESTER, TN 37398. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MELISSA DRENNONOTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN (877) 813-0992Fax: (404) 601-5846 Ad #159786 08/01/2019, 08/08/2019, 08/15/2019