WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 26, 2008, executed by ANTHONY WAYNE GIPSON, JASON R. GIPSON, conveying certain real property therein described to JOSH NICKERSON, as Trustee, as same appears of record in the Register's Office of Franklin County, Tennessee recorded February 26, 2008, in Deed Book T915, Page 670; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Bayview Loan Servicing, LLC a Delaware Limited Liability Company who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Franklin County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on July 26, 2018 at 3:00 PM at the Front Steps of the Franklin County Courthouse, Winchester, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Franklin County, Tennessee, to wit:THE FOLLOWING DESCRIBED REAL ESTATE LOCATED IN THE TENTH CIVIL DISTRICT OF FRANKLIN COUNTY, TENNESSEE AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A PIN SET IN THE NORTHERLY MARGIN OF FRANKLIN STREET AT THE CORNER OF A PRIVATE DRIVE, SAID PIN BEING THE SOUTHWEST CORNER OF THE TRACT HEREIN DESCRIBED THENCE RUNNING NORTH 2 DEG WEST 201 FEET TO A PIPE; THENCE SOUTH 88 DEG EAST 132 FEET TO A STAKE; THENCE SOUTH 2 DEG EAST 201 FEET TO A PIPE, SAID PIPE BEING IN THE NORTHERLY MARGIN OF FRANKLIN STREET; THENCE ALONG THE NORTHERLY MARGIN OF FRANKLIN STREET, NORTH 88 DEG WEST 118 FEET TO THE POINT OF BEGINNING, CONTAINING 0.55 ACRES, MORE OR LESS, ACCORDING TO THE SURVEY OF JAMES HENRY, HAWKINS, TN, NO. 606-379, DATED JUNE 15, 1988.Parcel ID: 077L A 04506 000174PROPERTY ADDRESS: The street address of the property is believed to be 410 FRANKLIN ST, COWAN, TN 37318. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CRISTY GIPSONOTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 Tel: (877) 813-0992Fax: (404) 601-5846 Ad #139330 06/26/2018, 07/03/2018, 07/10/2018