Fair lending abuse, mortgage fraud studied

Posted on Monday, August 27, 2012 at 5:16 pm

The Tennessee Human Rights Commission (THRC) has signed a partnership agreement with the National Community Reinvestment Coalition (NCRC) to provide training for THRC staff and other housing industry personnel on understanding and identifying questionable issues in mortgage papers and to develop mortgage industry lending trends reports for the state of Tennessee.

This training will help THRC staff to identify and combat fair lending abuse and mortgage fraud. NCRC will also develop a report based on a review of Home Mortgage Disclosure Act (HMDA) for Memphis, Nashville, Knoxville and Chattanooga.

THRC Executive Director Beverly Watts serves on the National Neighbors Advisory Council of the NCRC which advances fair lending and fair housing initiatives through a variety of programs. A recent presentation by David Berenbaum, chief program officer for the NCRC, is on the THRC website.

For more information about the NCRC, go to www.ncrc.org.

The commission is an independent state agency responsible for enforcing the Tennessee Human Rights Act and the Tennessee Disability Act which prohibits discrimination based on race, color, national origin, gender, age (40 and over), creed, religion, disability and retaliation in housing, employment and public accommodations. To report discrimination or to receive additional information about the agency, please call 1-800-251-3589 or visit the agency’s website at www.tn.gov/humanrights.

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